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| </div> <div id="xhn5drdz" class="col-1-2 fr"> <span id="xhn5drdz" class="rm_type"><img src="/img/2020wbc/imgs/icon_type.png" alt=""><i>小字號</i></span> </div> </div> <div id="xhn5drdz" class="rm_txt_con cf"> <div id="xhn5drdz" class="bza"><span></span><p></p></div> <div id="xhn5drdz" class="box_pic"></div> <p style="text-indent: 2em;">近日，農(nóng)發(fā)行重慶市涪陵分行創(chuàng)新“三快”工作法，跑出農(nóng)發(fā)行“加速度”，幫助小微企業(yè)紓困解難。該行多部門聯(lián)動，加快審批全轄普惠小微企業(yè)流動資金貸款3790萬元，幫助解決企業(yè)采購原材料等日常經(jīng)營資金需求。</p> <p style="text-indent: 2em;"><strong>找準切入點 ?對接需求快</strong></p> <p style="text-indent: 2em;">一直以來，農(nóng)發(fā)行重慶市涪陵分行始終把支持小微企業(yè)作為服務“三農(nóng)”的重點，統(tǒng)籌謀劃部署，持續(xù)開展走訪調(diào)研，行領導帶頭與政府及其職能部門溝通協(xié)調(diào)，暢通合作平臺渠道，建立銀政信息共享機制，實時獲取市區(qū)兩級重點項目清單和優(yōu)質(zhì)農(nóng)業(yè)經(jīng)營主體清單，精準開展對接服務，深入了解企業(yè)生產(chǎn)經(jīng)營情況和融資意向。</p> <p style="text-indent: 2em;">該行創(chuàng)新建立小微企業(yè)摸底臺賬，及時掌握企業(yè)真實狀況和融資需求，分析判斷企業(yè)發(fā)展存在的主要問題、困難和原因，結(jié)合農(nóng)發(fā)行信貸政策，量身為企業(yè)制定融資方案，不斷為小微企業(yè)發(fā)展注入信心與底氣。</p> <p style="text-indent: 2em;"><strong>瞄準發(fā)力點 ?辦貸流程快</strong></p> <p style="text-indent: 2em;">農(nóng)發(fā)行重慶市涪陵分行通過定期召開部門聯(lián)合會議，加強部門之間的溝通協(xié)調(diào)，減少重復冗長工作，提高辦貸質(zhì)效。近期，受疫情影響，全轄小微企業(yè)貸款審批進度面臨“斷檔”，該行信貸人員采用平行辦貸模式，開辟綠色辦貸通道，前中后臺協(xié)同發(fā)力、同頻共振，迅速完成調(diào)查評估、信貸審查等工作，僅用時不到3天就完成調(diào)查審批，以真情暖心服務贏得客戶點贊好評。</p> <p style="text-indent: 2em;"><strong>搶抓時間點 ?貸款投放快</strong></p> <p style="text-indent: 2em;">為全力保障小微企業(yè)信貸資金如期實現(xiàn)投放，農(nóng)發(fā)行重慶市涪陵分行客戶經(jīng)理開啟“白+黑”工作模式，辦貸流程不完結(jié)不罷手，資金不到賬不收工，迅速完成合同起草、合同審查、合同簽訂的貸款投放流程，僅用2天的時間就實現(xiàn)貸款資金投放，解決企業(yè)燃眉之急，贏得客戶的信賴認可。</p> <p style="text-indent: 2em;">“小微企業(yè)是服務實體經(jīng)濟的重要窗口，是惠農(nóng)富民的重要紐帶，在促進農(nóng)業(yè)持續(xù)發(fā)展、農(nóng)村繁榮穩(wěn)定、農(nóng)民增收致富等方面發(fā)揮著重要作用?！鞭r(nóng)發(fā)行重慶市涪陵分行相關負責人表示，政策性金融精準滴灌小微企業(yè)，極大緩解了農(nóng)業(yè)經(jīng)營主體存在的融資難、融資貴等難題，切實幫助小微企業(yè)走上致富振興路，下一步，該行將繼續(xù)發(fā)揮好政策性金融當先導、補短板、逆周期的職能作用，加大政策宣傳、暢通合作機制、真誠服務實體，切實解決小微企業(yè)急、難、愁、盼的現(xiàn)實問題，助力鄉(xiāng)村振興駛?cè)肟燔嚨?。（王林?/p> <p style="text-indent: 2em;">來源：農(nóng)發(fā)行重慶市分行</p><div id="xhn5drdz" class="zdfy clearfix"></div><center><table border="0" align="center" width="40%"><tr></tr></table></center> <div id="xhn5drdz" class="box_pic"></div> <div id="xhn5drdz" class="edit cf">(責編：蓋純、劉政寧)</div> <p class="paper_num"><em class="section-common-share-wrap">分享讓更多人看到 <i class="btn_share_common"><img src="/img/2020wbc/imgs/share.png" alt=""></i> </em></p> </div> <div id="xhn5drdz" class="rm_relevant rm_recommend cf"> <h5><span></span><a href="http://xlxgaofu.com/GB/365401/" target="_blank">本網(wǎng)專稿</a></h5><dl class="cf"> <dt><a 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